DR. SALOME M. MUSAU

Lecturer, Department of Accounting & Finance

Academic Qualifications

Muriuki, N., & Musau, S. (2024). Revenue Diversification and Financial Performance of Commercial Banks, Kenya. Journal of Finance and Accounting, 8(6), 104–118. https://doi.org/10.53819/81018102t5322
Kibunja, Elvin & Musau, Salome. (2024). Cost of Production and Financial Performance of Selected Poultry Rearing Farmers in Kiambu County, Kenya. International Journal of Current Aspects in Finance, Banking and Accounting. 6. 14- 30. 10.35942/7h3v8c56.
Abiel, P., & Musau, S. (2023). Public budget management techniques and financial governance. African Journal of Emerging Issues, 5(17), 22 - 40. Retrieve from https://ajoeijournals.org/sys/index.php/ajoei/article/view/511
Sheikh, M. A., Musau, S. (2023 Financial innovation and bank efficiency of microfinance banks in Kenya. International Academic Journal of Economics and Finance, 4(1), 116-132
Ochanda, D. J., Musau, S. M., Mbuva, G. K. (2023). Budgeting skills and accountability of public primary schools in Kakamega County, Kenya. International Academic Journal of Economics and Finance, 3(9), 360-373.
Musau, S.(2022). Deepening financial inclusion and stability of commercial banks in Kenya: synergies and Trade-offs. International Academic Journal of Economics and Finance, 3 (7), 143
Musau, S. (2022). Digital Transformation and Liquidity Risk of Commercial Banks in Kenya. Journal of Finance and Accounting, 6(2), 121-132. https://doi.org/10.53819/81018102t5079
Musau, S. (2022). Efficient Public Financial management for effective governance and sustainable urban development. Journal of Public Policy and Administration, 7(1), 21 – 30. https://doi.org/10.47604/jppa.1459
Musau, S., Muathe, S. & Mwangi, L. (2022). Financial literacy and consumer protection: a road map to digital financial access by smes in Kenya. Journal of Entrepreneurial Finance, 2022
Chok J, M., Namusonge M., & Musau S. (2022). An investigation on the mediating effect of entrepreneurial orientation on the relationship between environmental factors and performance of women-owned enterprises in Juba County, South Sudan. International Academic Journal of Human Resource and Business Administration, 3(10), 444-460.
Wamuyu, v., Jagongo, A. & Musau, S. (2022) Digital credits and financial inclusion among the youth in Kenya. African Journal of Emerging Issues.
Wamuyu, v., Jagongo, A. & Musau, S. (2022) Digital payments and financial inclusion among the youth in Kenya. The international Journal of Business Management. DOI: 10.24940/theijbm/2022/v10/i4/BM2204-023
Agelyne, M., & Musau, S. M. (2021). Financial Technology and Financial Inclusion of Small and Medium Enterprises in Kabati Market Kitui County, Kenya. International Journal of Academic Research in Business and Social Sciences, 11(4), 362-377.
Majimbo, K., & Musau, S. (2021) Financial Management Practices and Financial Sustainability: A Study of Donor Funded Projects by Windle International, Kenya. International Journal of Research and Innovation in Social Science (IJRISS) |Volume V, Issue VI, June 2021|ISSN 2454-6186
Emongor, E., Musau, S., & Mwasiaji, E. (2020). Non-Interest Income and Insolvency Risk of Commercial Banks in Kenya. Journal of Finance and Accounting , 4 (5), 41-54.
Oketch ,S.& Musau, S.,(2020), Analysis of the effect of Financial Leverage on Loan Repayment among Small and Medium Sized Enterprises in Kenya , International Journal of Science and Research (IJSR), https://www.ijsr.net/search_index_results_paperid.php?id=SR20616114848 , Volume 9 Issue 6, June 2020, 978 - 983
Melubo, K., & Musau, S. (2020). Digital Banking and Financial Inclusion of Women Enterprises in Narok County, Kenya. International Journal of Current Aspects in Finance, Banking and Accounting , 2 (1), 28-41. https://doi.org/10.35942/ijcfa.v2i1.104
Kwesi, E., Musau, S. & Mithi, F. (2020), Diaspora Remmitances and Financial Inclusion in Kenya . European Journal of Business Management and Research 5(2):1-10 DOI: 10.24018/ejbmr.2020.5.2.289
Musau, S., Muathe, S. & Mwangi, R. (2018), Financial Inclusion, Bank Competitiveness and Credit Risk of Commercial Banks in Kenya . International journal of financial research Vol 9, No 1 (2018)
Musau, S., Muathe, S. & Mwangi, R. (2018), Financial Inclusion, GDP and Credit Risk of Commercial Banks in Kenya . International journal of economics and finance Vol 10, No 3march (2018)
Musau, S., Muathe, S. & Mwangi, R. (2017), Effects of Financial Inclusion on Liquidity Risk of Commercial Banks in Kenya . International Journal of Economics and Finance. Vol. 6 (12
Musau,S. A., & Jagongo. A.(2016) Analysis of the Utilization of Agency Banking on the Performance of Kenyan Banks . International Journal of Finance and Accounting 4 (12),1-16.

Conference Papers

  1. Validation and dissemination workshop for the national report at state department for gender boardroom: Women’s Participation in Management and Leadership in the Public Service in Kenya: Closing the Gender Gap. WEDNESDAY, 3 rd JULY, 2024
  2. Validation and dissemination workshop for the county report at Tharaka Nith County at Legacy Hotel Chuka : Women’s Participation in Management and Leadership in the Public Service in Kenya: Closing the Gender Gap. WEDNESDAY, rd JULY, 2024
  3. 2022; Virtual International Business research and industrial conference at Kenyatta university, June 23 rd -24 th 2022
  4. 2020: Virtual International Business research and industrial conference at Kenyatta university, December 3rd -4 th 2020
  5. 2021: Virtual International Business research and industrial conference at Kenyatta university, August 26 th -27 th 202
  6. 2019: International Business research and industrial conference at Kenyatta university, held at North Coast Beach Hotel, Mombasa on June 20th -21st 2019
  7. Musau, S., Muathe, S. & Mwangi, R. (2017), Deepening Financial Inclusion and Stability of Commercial Banks in Kenya: Synergies and Trade-offs. A paper presented at the 6 th Annual Banking Research Conference in Kenya September, 2017.
  8. Musau, S., Muathe, S. & Mwangi, R. (2017),Financial Access, Competitiveness and Stability of Commercial Banks in Kenya A paper presented at Gretsa University International Multidisciplinary Conference November 2017 .
  9. Musau, S., Muathe, S. & Mwangi, R. (2017), The relationship between financial inclusion and stability of commercial banks in Kenya A paper presented the 15 th African Finance Journal Conference at Kenya School of Monetary studies,Nairobi 18-19April 2018.
  10. Muriuki, N., & Musau, S. (2024). Revenue Diversification and Financial Performance of Commercial Banks, Kenya. Journal of Finance and Accounting, 8(6), 104–118. https://doi.org/10.53819/81018102t5322
  11. Kibunja, Elvin & Musau, Salome. (2024). Cost of Production and Financial Performance of Selected Poultry Rearing Farmers in Kiambu County, Kenya. International Journal of Current Aspects in Finance, Banking and Accounting. 6. 14- 30. 10.35942/7h3v8c56.
  12. Abiel, P., & Musau, S. (2023). Public budget management techniques and financial governance. African Journal of Emerging Issues, 5(17), 22 - 40. Retrieve from https://ajoeijournals.org/sys/index.php/ajoei/article/view/511
  13. Sheikh, M. A., Musau, S. (2023 Financial innovation and bank efficiency of microfinance banks in Kenya. International Academic Journal of Economics and Finance, 4(1), 116-132
  14. Ochanda, D. J., Musau, S. M., Mbuva, G. K. (2023). Budgeting skills and accountability of public primary schools in Kakamega County, Kenya. International Academic Journal of Economics and Finance, 3(9), 360-373.
  15. Musau, S.(2022). Deepening financial inclusion and stability of commercial banks in Kenya: synergies and Trade-offs. International Academic Journal of Economics and Finance, 3 (7), 143
  16. Musau, S. (2022). Digital Transformation and Liquidity Risk of Commercial Banks in Kenya. Journal of Finance and Accounting, 6(2), 121-132. https://doi.org/10.53819/81018102t5079
  17. Musau, S. (2022). Efficient Public Financial management for effective governance and sustainable urban development. Journal of Public Policy and Administration, 7(1), 21 – 30. https://doi.org/10.47604/jppa.1459
  18. Musau, S., Muathe, S. & Mwangi, L. (2022). Financial literacy and consumer protection: a road map to digital financial access by smes in Kenya. Journal of Entrepreneurial Finance, 2022
  19. Chok J, M., Namusonge M., & Musau S. (2022). An investigation on the mediating effect of entrepreneurial orientation on the relationship between environmental factors and performance of women-owned enterprises in Juba County, South Sudan. International Academic Journal of Human Resource and Business Administration, 3(10), 444-460.
  20. Wamuyu, v., Jagongo, A. & Musau, S. (2022) Digital credits and financial inclusion among the youth in Kenya. African Journal of Emerging Issues.
  21. Wamuyu, v., Jagongo, A. & Musau, S. (2022) Digital payments and financial inclusion among the youth in Kenya. The international Journal of Business Management. DOI: 10.24940/theijbm/2022/v10/i4/BM2204-023
  22. Agelyne, M., & Musau, S. M. (2021). Financial Technology and Financial Inclusion of Small and Medium Enterprises in Kabati Market Kitui County, Kenya. International Journal of Academic Research in Business and Social Sciences, 11(4), 362-377.
  23. Majimbo, K., & Musau, S. (2021) Financial Management Practices and Financial Sustainability: A Study of Donor Funded Projects by Windle International, Kenya. International Journal of Research and Innovation in Social Science (IJRISS) |Volume V, Issue VI, June 2021|ISSN 2454-6186
  24. Emongor, E., Musau, S., & Mwasiaji, E. (2020). Non-Interest Income and Insolvency Risk of Commercial Banks in Kenya. Journal of Finance and Accounting , 4 (5), 41-54.
  25. Oketch ,S.& Musau, S.,(2020), Analysis of the effect of Financial Leverage on Loan Repayment among Small and Medium Sized Enterprises in Kenya , International Journal of Science and Research (IJSR), https://www.ijsr.net/search_index_results_paperid.php?id=SR20616114848 , Volume 9 Issue 6, June 2020, 978 - 983
  26. Melubo, K., & Musau, S. (2020). Digital Banking and Financial Inclusion of Women Enterprises in Narok County, Kenya. International Journal of Current Aspects in Finance, Banking and Accounting , 2 (1), 28-41. https://doi.org/10.35942/ijcfa.v2i1.104
  27. Kwesi, E., Musau, S. & Mithi, F. (2020), Diaspora Remmitances and Financial Inclusion in Kenya . European Journal of Business Management and Research 5(2):1-10 DOI: 10.24018/ejbmr.2020.5.2.289
  28. Musau, S., Muathe, S. & Mwangi, R. (2018), Financial Inclusion, Bank Competitiveness and Credit Risk of Commercial Banks in Kenya . International journal of financial research Vol 9, No 1 (2018)
  29. Musau, S., Muathe, S. & Mwangi, R. (2018), Financial Inclusion, GDP and Credit Risk of Commercial Banks in Kenya . International journal of economics and finance Vol 10, No 3march (2018)
  30. Musau, S., Muathe, S. & Mwangi, R. (2017), Effects of Financial Inclusion on Liquidity Risk of Commercial Banks in Kenya . International Journal of Economics and Finance. Vol. 6 (12
  31. Musau,S. A., & Jagongo. A.(2016) Analysis of the Utilization of Agency Banking on the Performance of Kenyan Banks . International Journal of Finance and Accounting 4 (12),1-16.